Ground Up Construction Loan Program

Itsy Bitsy offers competitive financing solutions for experienced builders and developers with shovel-ready or mid-construction investment projects.

Ground Up Construction

Term 12 to 24 Months + Extension
Loan Amount $250K to $5M+
LTC Up to 90%
LTARV Up to 70%
Property Types
  • Non-Owner Occupied
  • Single Family (1–4 Units)
  • Multifamily (5–9 Units)
  • No Mixed Use

Loan Highlights

Our Construction Team is Dedicated to Your Success!

 

Our Ground-Up Construction loans are designed to support the successful completion of your investment project, offering dedicated guidance, prompt draw disbursements, and flexible options should your plans evolve

Rapid Funding and Accuracy from Beginning to End

Term Sheet Within 24 Hours

STEP 1

Loan Inquiry

Start with a quick and easy loan inquiry. Provide basic details about your project to receive an instant quote, followed by a consultation with an Account Executive to review your financing options.

Closings as Fast as 7 days

STEP 2

Underwriting

Experience our fast and efficient underwriting process. With dedicated lending experts guiding you at each step, we deliver unmatched speed and seamless execution.

Interest on Drawn Amounts Only

STEP 3

Closing

Once approved, we move swiftly to closing. Your funds are disbursed quickly, allowing you to move forward without delay. Renovation and construction draws are made simple and hassle-free.

100% of Rehab Funding Availabl

STEP 4

Loan Funded

With your loan funded, you can focus on executing your project with confidence. Our efficient disbursement process ensures timely access to capital, keeping your investment on track.