DSCR Rental Loan Program

Ready to unlock equity or grow your rental portfolio? Itsy Bitsy Commercial Mortgage offers flexible DSCR loans built for investors who want to scale with confidence.

Investors Brokers

DSCR Rental

Term 30 Years
Loan Amount $75K to $3.5M
LTV Up to 80%
LTV Cashout Up to 75%
Property Types
  • Non-Owner Occupied
  • Single Family Residential
  • Condo/Townhome (1–4 Units)
  • Multifamily (5–9 Units)
  • Short-Term Rentals Okay

Loan Highlights

Smart Rental Property Financing Options

Our DSCR Rental Loan offers a 30-year, long-term financing solution that can be customized to meet the diverse needs of rental property owners and their assets.

Rapid Funding and Accuracy from Beginning to End

Free 30-Day Rate Lock

STEP 1

Loan Inquiry

Start with a quick and easy loan inquiry. Provide basic details about your project to receive an instant quote, followed by a consultation with an Account Executive to review your financing options.

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Up to $3.5 Million Loan

STEP 2

Underwriting

Experience our fast and efficient underwriting process. With dedicated lending experts guiding you at each step, we deliver unmatched speed and seamless execution.

No Max Per Unit Rent

STEP 3

Closing

Once approved, we move swiftly to closing. Your funds are disbursed quickly, allowing you to move forward without delay. Renovation and construction draws are made simple and hassle-free.

Min DSCR as Low as .75

STEP 4

Loan Funded

With your loan funded, you can focus on executing your project with confidence. Our efficient disbursement process ensures timely access to capital, keeping your investment on track.